Article published by : adair sawyer on Saturday, April 06, 2013

Category : Finance

Money Saving Tips


People can learn to save money in various ways. Two of the most talked about methods used nowadays are: living green and using tricks that car salesmen do not want their clients to know about.

The first step to living “green” and saving money through this relatively modern lifestyle is making one’s vehicle more fuel efficient and, therefore, also cost efficient. There are numerous ways of achieving that, among which carpooling with acquaintances and having a conversion done to the car (in order to make it operate on old grease) are the most common ones. Many other such methods are usually described on any certified saving money blog that can help people gain control over their personal finances by adopting the “green” lifestyle.

Another excellent tip (for saving money) found on any type of saving money blog is that of eating at home more often than eating out. Cooking one’s own meals is usually less expensive than buying already cooked (processed) food. Moreover, it is also believed to be a healthier habit because it allows one to choose from the freshest ingredients available on the market.

Other great methods of saving money presented on any reliable saving money blog include: lowering the temperature on the water heater, reducing shower time and the amount of water used for bathing, operating fewer utilities simultaneously and unplugging appliances that are not in use (or simply replacing commercial electricity with solar or wind power).

If, however, the already mentioned saving money tips do not come in handy or might seem eccentric to those who are used to a more conventional way of living, there are a number of “green” tips for saving money that are easy to put into practice regardless of one’s routine, habits and mentality: gardening, freezing left-over food, swapping, recycling and renting instead of purchasing. In order for one to have an even wider range of saving money tips to choose from, it is advisable to access a saving money blog that can offer numerous options which can fit the lifestyle of almost any individual.

By taking up gardening one can reduce grocery store expenses and can also create an organic garden that would not be “poisoned” with pesticides or other toxic chemicals. Another tip for spending less at the grocery store consists of freezing left-over food instead of throwing it out. Similarly, instead of discarding objects that are no longer useful, one can save money efficiently by trading them on websites that specialize on swapping items.
However, if the object to be traded is no longer useable, one can consider recycling it instead of swapping it. Most trash companies encourage recycling and many of them are also willing to pay for items such as old cell phones.

One last saving money tip is the one concerned with favouring renting over buying. This method is generally regarded as a highly successful way of reducing both expenses and the amount of pollutants from manufacturing plants. Nevertheless, if one is interested in finding even more tips, it is advisable to access a saving money blog because there is a large amount of information provided by such blogs and the number of offered tips is practically countless.

As for the money saving tips that car salesmen would never reveal to the buyer, there are several such “tricks” on saving money blogs as well. These “tricks” can help those in search of a new vehicle to find affordable cars that can be appealing despite having been used by a previous owner. The first thing that the client needs to know is that the “invoice price” is not always accurate because manufacturers tend to offer various discounts to dealers. Therefore, one should never take the “invoice price” for granted and should try negotiating by ignoring it completely.

In order to get the best deal possible, the client has to visit a dealership during the last week of the month because the commissions earned by salesmen are also based on the number of cars sold each month. In addition, it is also best to ask salespersons about the vehicles that have been for sale the longest because those are the cars more likely to be sold with greater price reduction.

The last detail that the buyer needs to focus on when negotiating the price of his new car is connected with the fact that salesmen are trained to speak as well as listen in an effective manner. As a result, the client needs to disclose as little information as possible in order to avoid having the salesperson use that information to obtain larger down payments or a payment schedule that would be profitable for himself but not for the buyer.
For more details, check out money saving tips http://www.encredit.com/ and visit a saving money blog http://www.encredit.com/ .


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By: adair sawyer

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